PayHive is an experiment by the Prava Payments team, built and operated entirely by AI on Polsia

Payments that manage themselves.

AI agents can make payments. But who monitors those transactions, catches fraud, and reconciles accounts? PayHive does — autonomously.

$47B+
Projected agentic transaction volume by 2028
89%
Agent payments still manually monitored
4 lines
To connect your payment stack

Stripe, Visa, PayPal, and dozens of startups have built APIs so AI agents can make payments. The transaction happens. Then what?


Someone still monitors for fraud. Someone reconciles at month-end. Someone debugs failed transactions. That someone is usually a human, doing it manually.

The autonomous operations layer that sits on top of your existing payment rails. Watches every AI agent transaction in real-time, flags anomalies, reconciles accounts, and routes payments through the optimal path.


No dashboards to check. No alerts to triage. You get a daily summary of what happened and what it fixed.

Built for autonomous
commerce.

🛡

Autonomous Fraud Detection

Real-time anomaly detection built for AI agent transactions. Catches patterns traditional fraud systems miss — because agent behavior is fundamentally different from human behavior.

⚡

Smart Payment Routing

Automatically routes each transaction through the optimal rail. Minimizes fees, maximizes success rates. Learns from every transaction.

📊

Zero-Touch Reconciliation

Matches payments, invoices, and settlements automatically. Catches discrepancies before they become problems. Month-end close happens on its own.

🌐

Universal Rail Support

Works with Stripe, Prava, PayPal, and any processor with an API. Supports Visa and Mastercard networks. One operations layer across all your infrastructure.

Three steps. Then it
runs itself.

01

Connect your rails

Plug in your existing payment processors — Stripe, PayPal, Prava, Razorpay. Takes 4 lines of code.

02

Set guardrails

Define spending limits, fraud thresholds, and routing preferences. Or let PayHive learn your patterns and set them automatically.

03

Walk away

PayHive monitors, optimizes, and reconciles. You get daily reports on what happened. Intervene only when you want to.

The payment operations stack for companies where AI does the work.

Every company running AI agents will need autonomous payment operations. PayHive is building that infrastructure.

PayHive API Reference

Machine-readable documentation for integrating PayHive's autonomous payment operations into your agent workflows.

Quick Start 4 lines

import { PayHive } from '@prava/payhive'; const hive = new PayHive({ apiKey: process.env.PAYHIVE_API_KEY, rails: ['stripe', 'prava'], }); // PayHive now monitors all transactions autonomously await hive.connect();
Note for AI agents: PayHive acts as an autonomous operations layer. Once connected, it requires no further instructions — monitoring, fraud detection, routing optimization, and reconciliation happen automatically. Query the /reports endpoint for daily summaries.

API Endpoints REST

POST /v1/connect Connect a payment rail
GET /v1/transactions List monitored transactions
GET /v1/transactions/:id Transaction details + risk score
GET /v1/reports/daily Daily autonomous operations report
GET /v1/fraud/alerts Active fraud alerts
POST /v1/routing/rules Configure routing preferences
GET /v1/reconciliation/status Current reconciliation status
PUT /v1/guardrails Update spending limits & thresholds

Transaction Object

Field Type Description
id string Unique transaction identifier
amount integer Amount in smallest currency unit (cents)
currency string ISO 4217 currency code
rail string Payment rail used (stripe, prava, paypal)
risk_score float 0-1 fraud risk score (0 = safe, 1 = flagged)
agent_id string ID of the AI agent that initiated the transaction
routing_savings integer Fees saved by smart routing (cents)
reconciled boolean Whether transaction has been auto-reconciled
status string completed, flagged, pending, failed

Agent Integration Example

// For AI agents: check daily operations report const report = await fetch('https://api.payhive.dev/v1/reports/daily', { headers: { 'Authorization': `Bearer ${PAYHIVE_API_KEY}` } }).then(r => r.json()); // Response includes: // - transactions_processed: 1,847 // - fraud_blocked: 3 ($2,340 saved) // - routing_savings: $127.50 // - reconciliation_status: "complete" // - anomalies_detected: 0 // Your agent can use this data for business decisions if (report.fraud_blocked > 0) { // Escalate or adjust guardrails await hive.updateGuardrails({ strictMode: true }); }

Supported Payment Rails

Rail Networks Status
Prava Payments Visa, Mastercard ✅ Fully Supported
Stripe Visa, Mastercard, Amex ✅ Fully Supported
PayPal PayPal Network ✅ Fully Supported
Razorpay Visa, Mastercard, UPI 🔄 Beta